how to get a loan 
loans by fax
types of loans
easy auto loans
auto refinance
How do I obtain a loan from the credit union?
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First, you must be employed by Vanderbilt for at least 90 days |
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Second, you must complete a
loan application and submit it to the credit union
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Third, you must submit a copy of your most recent paystub to the credit union
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Fourth, you must submit a copy of bankruptcy discharge papers if applicable and not on file |
Can I apply for a credit union loan by fax?
- YES!
Submitting a completed Loan Application
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If you do not list a house payment or rent payment, you must explain why you do not incur this expense |
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For a debt consolidation loan, you must submit a copy of your most recent billing statement with the following information: |
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For a debt consolidation loan, the credit union loan check(s) will be made payable to the creditor(s)
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Submitting a copy of your most recent paycheck stub
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If you wish to include your spouse's salary, then we must also have a copy of his/her paycheck stub |
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If you do include your spouse's salary, he/she will also have to cosign the loan |
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If you wish to include other sources of income, then you must show proof of the additional income |
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Your income is used in determining your salary to debt ratio |
Automobile Loans as Easy as:
1. For NEW CARS and USED CARS FROM AUTOMOBILE DEALERSHIPS, the credit union needs:
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A copy of the window sticker |
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A copy of your buyer's order |
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Copy of insurance policy listing financed vehicle with VUECU as lien holder |
2. For USED CARS FROM INDIVIDUALS and USED CAR LOTS, the credit union needs:
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Written Bill of Sale |
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The year, make, model, mileage, of the car |
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A copy of the title |
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A copy of the registration and 10 day payoff if there is an existing lien |
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Visual inspection of the auto at the credit union office |
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Copy of insurance policy listing financed vehicle with VUECU as lien holder
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Applying To Refinance Your Automobile Loan:
Please Fax (615-936-0464) the following documents to the Credit Union:
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Completed Loan Application
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Copy of paycheck stub(s)
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Copy of payment coupon
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10 day payoff from current lender
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Copy of vehicle registration
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Copy of original loan document showing current interest rate
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Visual inspection of vehicle at credit union office
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