Enterprise Used Auto Event holiday closing
electronic statements more parking
new HELOC  payroll deduction protect your id
 online banking free credit report cosmetic surgery loan  retiring this year? need extra cash? deals on auto loans
 cut your car loan   recreational loans join e-mail list

Enterprise Car Sale Event

Join us at the Tent Event Used Auto Show on
July 23-26, 2008! See all the details!

Holiday Closing

We will be closed on Monday, September 1, 2008 in observance of Labor Day.

Enroll in Electronic Statements

Sign up by July 31, 2008 and be entered in a drawing for $100 Gas Card! Once enrolled, you will receive your credit union statement the first business day of each quarter from our secure Online Banking website. You will be able to view and print your statement along with all inserts.

To enroll, YOU MUST ALREADY BE ENROLLED IN ONLINE BANKING. From the credit union’s website, Click Online Banking, then Click ESTATEMENT from the left navigation bar and follow the instructions.

For more information and instructions on enrolling, please click to see the instructions.

More Parking – New Traffic Pattern

There have been a few changes if you are driving to the credit union office. Please enter through the DIXIE PLACE entrance. TAKE A TICKET and bring it with you. TURN RIGHT, drive past the credit union office.

30 MINUTE parking spaces are available facing 21st Avenue or facing the Vandy Deli side of the building. ALL PARKING IS FREE. We will validate your ticket if you are visiting for more than 30 minutes.

Click to view the traffic and parking map

Credit Union Now Offers Home Equity Line of Credit Loan --

• Variable Interest Rate
• Rates As Low As Prime-1.50%
• Financing Up To 90% Equity
• No Closing Costs
• Interest May Be Tax Deductible
• 5 Year Draw/15 Year Repay
• Simple Interest
• Payroll Deducted Payment
• Rates as low as 3.50% APR

For more information, call (615) 936-0300. For additional consumer information from the Federal Reserve - click here.

All loans are subject to credit approval and appraised value of the house. Payment includes principal and interest. Closing costs are waived with initial advance of $10,000 or more. Check with your tax advisor about tax deductibility of interest. Credit Union is an Equal Housing Lender.

Payroll Deduction Money is Now Available on Your Payday

We have made a small operational change that will have BIG RESULTS FOR YOU! The money that you have sent to your credit union savings account through payroll deduction will NOW BE AVAILABLE FOR WITHDRAWAL ON YOUR PAYDAY. If you get paid on Friday, your credit union money will be available for withdrawal at 7:30am Friday morning. NO MORE WAITING UNTIL MONDAY!

Exempt employee deductions will be available the morning of the last business day of each month. If you have any questions about this new added member convenience, please call (615) 936-0300.

Online Banking Now Available...
Anytime—Anywhere Account Access

We have added online account access to increase your convenience. We know that not everyone’s work shift allows them access to the credit union during business hours. Now you can access your credit union account balances 24 hours a day/7 days a week.

To enroll in Virtual Branch Click “online banking” tab on our home page then click “getting started” tab. If for any reason you get an error message, please contact the credit union office at 615-936-0300.

Enroll in Electronic Statements
Once enrolled, you will receive your credit union statement the first business day of each quarter from our secure Online Banking website. You will be able to view and print your statement along with all inserts.

To enroll, YOU MUST ALREADY BE ENROLLED IN ONLINE BANKING. From the credit union’s website, Click Online Banking, then Click ESTATEMENT from the left navigation bar and follow the instructions.

For more information and instructions on enrolling, please click to see the instructions.

Get Your Free Credit Report
Prevent Identity Theft

Your are entitled to one FREE credit report yearly from the three national credit bureaus – Equifax, Experian, TransUnion. Here's how to order your reports:

Call 1-877-322-8228 or visit their website at   www.annualcreditreport.com.  Fill out the online request form or print the online request form and
mail it to:
Annual Credit Report
Request Service
PO Box 1105281
Atlanta GA 30345-5281

New Cosmetic Surgery Loan Now Available

• Borrow Up To $10,000
• Fixed Rate 9.9% Apr
• Monthly Payment $250.00
• Easy Payroll Deduction
• Completely Confidential

Loans are available only on procedures done through The Vanderbilt Department of Plastic Surgery. Certain restrictions apply and loans are subject to credit approval. More information is available in The Plastic Surgery Department or call the Credit Union Office at 615-936-0300.

Need Extra Cash? — Use Your PLC

Whether you need "quick cash" for a well deserved vacation or to fix up the house, our Personal Line of Credit (PLC) is the solution. Apply one time, then use it as you need it. Apply for up to 2X your monthly pay and get a low fixed rate of 12% and fixed monthly payroll deducted payments.

Retiring This Year?

When you retire from Vanderbilt, you can keep your Credit Union Membership and all its benefits. With ACH, we can still make a monthly deposit into your credit union account from your checking account.  Please let us know the date of your retirement so that we can make sure your quarterly statements are sent to your home. Give us a call at 936-0300 or stop by.

Deals on Auto Loans!

Refinance Another Lender's Auto Loan
With Your Credit Union

Email Laydesh Harris for a payment quote today!

Recreational Equipment at Car Loan Rates

The credit union offers the same LOW INTEREST RATES on recreational equipment as it does on car loans. Right now, you can finance NEW equipment at 4.99% for up to 72 months and USED equipment (2001-2008) at 5.99% for up to 60 months.

To have a loan application faxed or emailed to you, just email Laydesh Harris  or call 936-0300. Remember, we have SAME DAY LOAN DECISIONS.

We do business in accordance with
the Federal Fair Housing Law and the
Equal Credit Opportunity Act.

Your savings federally insured to at least
$100,000 and backed by the full faith and credit
of the United States Government. National Credit
Union Administration, a U.S. Government Agency.