annual meeting   free checking   atm cards available
1st atm installed   estatements   more parking
new heloc   protect your id   online banking
free credit report   cosmetic surgery loan
retiring this year?   need extra cash?   deals on auto loans
cut your car loan   recreational loans   join e-mail list

Credit Union Annual Membership Meeting

Credit Union Annual Membership Meeting
Thursday March 4, 2010
Open House 7:30am to 3:30pm
Credit Union Office – 107 Oxford House

Refreshments and Door Prizes
Grand Prize 40” HD Flat Screen TV
Multiple Cash Prizes up to $50

You can register for the prize drawing anytime on March 4th by visiting the credit union office. You DO NOT need to be present to win. Prize drawings conducted at 3:30pm.

During the Open House, you will receive a copy of the Credit Union Annual Report, meet current board members and volunteers, visit with management and staff, and vote to elect board members.

For more information, call the Vanderbilt Employees’ Credit Union at 615-936-0300 or visit our website: www.vanderbiltcu.org.

The Best Just Got Better…FREE Checking Is Here

A Simplified “One Decision” Strategy for Managing Your Money

We couldn’t be more excited! With the launch of Share Draft (Checking), Vanderbilt University Employees Credit Union wants to become your Primary Financial Institution.

 

Click image to enlarge

ATM Cards Now Available for your Savings Account

Apply today. Your Vanderbilt University Employees Credit Union ATM Card and Visa Debit Check Card can be used surcharge free at the credit union ATM located inside 100 Oaks or at any Publix Grocery Store Presto! ATM. Stop by the credit union office today to apply for your ATM card and start enjoying the convenience of account access 24/7.

Credit Union Installs First ATM at 100 Oaks

Vanderbilt University Employee Credit Union announces the first ATM for the credit union will be Vanderbilt Health One Hundred Oaks.

The ATM is located in the center of One Hundred Oaks next to Einstein Bagels. Employees may also sign up for membership and conduct business each Friday inside the Vanderbilt Valet office at One Hundred Oaks from 11 am to 1 pm. For more information call:
(615) 936-0300

Bank Green

Support the environment. Use our FREE Online Banking and choose E-statements to save time, energy, and paper. According to a recent report, about half of all U.S. households use online banking. If everyone did so, the results would be remarkable:

• More than 16 million trees would be spared
• Fuel consumption would drop by 26 million BTU’s – Enough to provide residential power to
     San Francisco for a full year
• About 1.6 Billion pounds of solid waste would be eliminated – equal to 56,000 fully loaded garbage trucks

Once enrolled, you will receive your credit union statement the first business day of each quarter from our secure Online Banking website. You will be able to view and print your statement along with all inserts.

To enroll, YOU MUST ALREADY BE ENROLLED IN ONLINE BANKING. From the credit union’s website, Click Online Banking, then Click ESTATEMENT from the left navigation bar and follow the instructions.

For more information and instructions on enrolling, please click to see the instructions.

More Parking – New Traffic Pattern

There have been a few changes if you are driving to the credit union office. Please enter through the DIXIE PLACE entrance. TAKE A TICKET and bring it with you. TURN RIGHT, drive past the credit union office.

30 MINUTE parking spaces are available facing 21st Avenue or facing the Vandy Deli side of the building. ALL PARKING IS FREE. We will validate your ticket if you are visiting for more than 30 minutes.

Click to view the traffic and parking map

Credit Union Now Offers Home Equity Line of Credit Loan --

• Variable Interest Rate
• Rates As Low As Prime - 1.50%
• Floor Rate of 3.00%
• Financing Up To 90% Equity
• No Closing Costs
• Interest May Be Tax Deductible
• 5 Year Draw/15 Year Repay
• Simple Interest
• Payroll Deducted Payment
• Rates as low as 3.00% APR

For more information, call (615) 936-0300. For additional consumer information from the Federal Reserve - click here.

All loans are subject to credit approval and appraised value of the house. Payment includes principal and interest. Closing costs are waived with initial advance of $10,000 or more. Check with your tax advisor about tax deductibility of interest. Credit Union is an Equal Housing Lender.

Online Banking Now Available...
Anytime—Anywhere Account Access

We have added online account access to increase your convenience. We know that not everyone’s work shift allows them access to the credit union during business hours. Now you can access your credit union account balances 24 hours a day/7 days a week.

To enroll in Virtual Branch Click “online banking” tab on our home page then click “getting started” tab. If for any reason you get an error message, please contact the credit union office at 615-936-0300.

Enroll in Electronic Statements
Once enrolled, you will receive your credit union statement the first business day of each quarter from our secure Online Banking website. You will be able to view and print your statement along with all inserts.

To enroll, YOU MUST ALREADY BE ENROLLED IN ONLINE BANKING. From the credit union’s website, Click Online Banking, then Click ESTATEMENT from the left navigation bar and follow the instructions.

For more information and instructions on enrolling, please click to see the instructions.

Get Your Free Credit Report
Prevent Identity Theft

Your are entitled to one FREE credit report yearly from the three national credit bureaus – Equifax, Experian, TransUnion. Here's how to order your reports:

Call 1-877-322-8228 or visit their website at   www.annualcreditreport.com.  Fill out the online request form or print the online request form and
mail it to:
Annual Credit Report
Request Service
PO Box 1105281
Atlanta GA 30345-5281

New Cosmetic Surgery Loan Now Available

• Borrow Up To $10,000
• Fixed Rate 9.9% Apr
• Monthly Payment $250.00
• Easy Payroll Deduction
• Completely Confidential

Loans are available only on procedures done through The Vanderbilt Department of Plastic Surgery. Certain restrictions apply and loans are subject to credit approval. More information is available in The Plastic Surgery Department or call the Credit Union Office at 615-936-0300.

Need Extra Cash? — Use Your PLC

Whether you need "quick cash" for a well deserved vacation or to fix up the house, our Personal Line of Credit (PLC) is the solution. Apply one time, then use it as you need it. Apply for up to 2X your monthly pay and get a low fixed rate of 12% and fixed monthly payroll deducted payments.

Retiring This Year?

When you retire from Vanderbilt, you can keep your Credit Union Membership and all its benefits. With ACH, we can still make a monthly deposit into your credit union account from your checking account.  Please let us know the date of your retirement so that we can make sure your quarterly statements are sent to your home. Give us a call at 936-0300 or stop by.

Deals on Auto Loans!

Refinance Another Lender's Auto Loan
With Your Credit Union

Email Laydesh Harris for a payment quote today!

Recreational Equipment at Car Loan Rates

The credit union offers the same LOW INTEREST RATES on recreational equipment as it does on car loans. Right now, you can finance NEW equipment at 4.99% for up to 72 months and USED equipment (2003-2010) at 5.99% for up to 60 months.

To have a loan application faxed or emailed to you, just email Laydesh Harris  or call 936-0300. Remember, we have SAME DAY LOAN DECISIONS.

We do business in accordance with
the Federal Fair Housing Law and the
Equal Credit Opportunity Act.

Your savings federally insured to at least $250,000 and backed by the full faith and credit
of the United States Government. National Credit
Union Administration, a U.S. Government Agency.