News
Sallie Mae Smart Option Student Loans
Now you can pay for college the smart way with great repayment options!
Together we can do this.
The Vanderbilt University Credit Union Smart Option Student LoanŽ by Sallie MaeŽ is an ideal solution to help bridge that gap between federal loans and the cost of your education expenses.
To learn more or to apply, please
get started here.
The Smart Option Student Loan features and benefits:
- Competitive Interest Rates
- Borrow up to 100% of school certified education costs (minimum $1,000)
- Multiple in-school repayment options available
- Borrower benefits available – like rewards and interest rate reductions
- Rates that reward creditworthy borrowers
- Applying with a creditworthy cosigner may help you qualify and/or receive a lower rate
- Fast Online Application. Our easy-to-complete application takes about 20 minutes. It's quick and easy.
- 24/7 online account management
- No prepayment penalty
To learn more or to apply, please
get started here.
Vanderbilt University Lending Options
Why Throw Away Your Money? Save with Sprint!
Join the over 1 Million credit union members nationwide that are already saving over $90 million on their wireless plans!
Vanderbilt University Credit Union is pleased to bring our members these major savings through the
Sprint Credit Union Member Discount Plan.
Ways you can save:
- 10% off most regularly priced Sprint individual service plans
- 15% off most regularly priced Sprint business service plans
- Waived activation fee on new activations
- Waived upgrade fee
- Available to new and existing Sprint customers
Enjoy the perks, benefits and exclusive discounts that only credit union members like you can receive.
3 Ways to Get Your Discount:
- Call 877.SAVE.4CU (877.728.3428) and let them know you’re a credit union member. Ask to be a part of the NACUC_ZZM Corporate ID to save
- Click
www.SprintSave4CU.com
- Visit your nearest Sprint store
What are you waiting for? Start saving today!
Shop, Save and Get Cash Back with Shop America
It’s no secret that most people shop online these days. Thanks to a partnership with Invest in America, Vanderbilt University Credit Union can help you save and get money back when you shop. Just use Shop America and get rewarded with great discounts and cash back – just for being loyal to your favorite online stores.
With Shop America, members like you have access to more than 1,200 online retailers, including some the largest and most popular, giving you major discounts when you shop. And every time you earn $10 or more in cash back from your purchases, you’ll get a check as a thank you!
So whether you’re looking to shop online with Target, Macy’s, Best Buy, Apple or hundreds of other stores, you can save and get paid to shop. Don’t forget to make your Shop America purchases with your Vanderbilt University Credit Union credit or debit card.
Shop America. Shop anytime. Easy online access. Speak to a member representative or visit
www.lovemycreditunion.org/Shop_America_585.html for details on Shop America and the other Member Rewards partner offers from Invest in America.
The Best Just Got Better…FREE Checking Is Here
A Simplified “One Decision” Strategy for Managing Your Money .
We couldn’t be more excited! With the launch of Share Draft (Checking), Vanderbilt University Credit Union wants to become your Primary Financial Institution.
Free Checking at VUCU
Bank Green
Support the environment. Use our free Online Banking and choose E-statements to save time, energy, and paper.
According to a recent report, about half of all U.S. households use online banking. If everyone did so, the results would be remarkable:
- More than 16 million trees would be spared.
- Fuel consumption would drop by 26 million BTU’s – Enough to provide residential power to
San Francisco for a full year.
- About 1.6 Billion pounds of solid waste would be eliminated – equal to 56,000 fully loaded garbage trucks.
Once enrolled, you will receive your credit union statement the first business day of each quarter from our secure Online Banking website. You will be able to view and print your statement along with all inserts.
To enroll, you must already be enrolled in Online Banking. From the VUCU website, Click Online Banking, then Click E-statement from the left navigation bar and follow the instructions.
Instructions on enrolling
Credit Union Now Offers Home Equity Line of Credit Loan
- Effective August 1, 2011
- Variable Interest Rate
- Rates as low as Prime minus 0.50%
- Floor Rate of 3.00%
- Financing up to 80% Loan to Value
- No Closing Costs
- Interest May Be Tax Deductible
- 5 Year Draw/15 Year Repay
- Simple Interest
- Payroll Deducted Payment
For more information, call 615.936.0300.
For additional consumer information from the Federal Reserve.
All loans are subject to credit approval and appraised value of the house. Payment includes principal and interest. Closing costs are waived with initial advance of $10,000 or more. Check with your tax advisor about tax deductibility of interest. VUCU is an Equal Housing Lender.
Online Banking Now Available...
Anytime—Anywhere Account Access
We have added online account access to increase your convenience. We know that not everyone’s work shift allows them access to the credit union during business hours. Now you can access your credit union account balances 24 hours a day/7 days a week.
To enroll in Virtual Branch click “Online Banking” tab, then click “Getting Sstarted”.
Enroll in Electronic Statements
Once enrolled, you will receive your credit union statement the first business day of each quarter from our secure Online Banking website. You will be able to view and print your statement along with all inserts.
To enroll, you must already be enrolled in Online Banking. Click "Online Banking", then click "E-statement" from the left navigation bar and follow the instructions.
Instructions on enrolling
Get Your Free Credit Report
Prevent Identity Theft
Your are entitled to one free credit report yearly from the three national credit bureaus – Equifax, Experian, TransUnion. Here's how to order your reports. Call 1-877-322-8228 or visit their website at www.annualcreditreport.com. Fill out the online request form or print the online request form and
mail it to:
Annual Credit Report
Request Service
PO Box 1105281
Atlanta GA 30345-5281
New Cosmetic Surgery Loan Now Available
- Borrow up to $10,000
- Fixed rate 9.9% APR
- Monthly payment $250.00
- Easy payroll deduction
- Completely confidential
Loans are available only on procedures done through The Vanderbilt Department of Plastic Surgery. Certain restrictions apply and loans are subject to credit approval. More information is available in The Plastic Surgery Department or call the VUCU office at 615.936.0300.
Deals on Auto Loans!
New — 3.99%
Terms up to 72 months
Up to 100% MSRP
Check out those "special low dealer rates."
Many times, you will save more money by taking
the rebate instead and financing with the
credit union.
Used — 3.99%
Terms up to 60 months
Up to 100% retail
Here is your opportunity to purchase a pre-owned car at a great low rate. We will finance back to a 2005 model. Also borrow against a clear title at this same low rate.
E-mail loan applications
to: michael.bittle@
vanderbilt.edu or call 615.936.0300.
Refinance Another Lender's Auto Loan
with Us
Cut Your Current Auto Loan Rate To 3.99% APR
E-mail Laydesh Harris for a payment quote today!
Recreational Equipment at Car Loan Rates
The VUCU offers the same low interest rates on recreational equipment as it does on car loans. Right now, you can finance new equipment at
3.99% for up to 72 months and used equipment (2005-2012) at 3.99% for up to 60 months.
To have a loan application faxed or emailed to you, just email Laydesh Harris or call 615.936.0300. Remember, we have same day loan decisions. |
