Vanderbilt University Employees' Credit Union
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Savings (Share) Account

Checking (Share Draft) Account

Christmas Club Account

Other Services


Savings (Share) Account *

  • You must maintain a minimum daily balance of $25.00.
  • No more than six withdrawals or transfers per month, either to another credit union account of yours or to a third party by means of a pre-authorized or automatic transfer or telephonic order or instruction.



Checking (Share Draft) Account *

  • No monthly fee.
  • No minumum balance.
  • Earn interest.
  • Unlimited check writing.
  • Available direct deposit & overdraft protection.
  • See images of cleared checks.
  • 12 month history.
  • Free checks.
  • Free Visa Check Card.
  • Online & telephone account access.
  • Electronic statements.



Christmas Club Account *

  • No minimum balance to open this account.
  • You may make early withdrawals from this account for a $25 fee per withdrawal.



Certificates of Deposit*

Term Interest Rate Dividend Payment
6 months 0.25% At Maturity
12 months 0.30% At Maturity
18 months 0.40% Quarterly
24 months 0.50% Quarterly
36 months 0.70% Quarterly
  • Minimum deposit $1,000
  • There is a penalty for early withdrawal



Other Services

  • Free Notary Public Service
  • Discount coupons and tickets to area attractions
  • Financial Counseling
  • Participation in dental, cancer, and intensive care insurance plans
  • Cashiers Checks
  • Money Orders
  • Wire Transfers
  • ACH Electronic Funds Transfer




* Account is federally insured by the National Credit Union Share Insurance Fund. Dividends begin accruing on the business day we receive your deposit and are compounded quarterly and will be credited quarterly. Dividend rates may change every quarter as determined by the credit union board of directors.




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